Why Offer Supplemental Long Term Disability Programs?

Group Long Term Disability plans are designed to provide income replacement protection to a wide range of employees in the event of a work-stopping injury or illness. However, group plans are often unable to protect a significant portion of income for highly compensated individuals, and may not protect any variable sources of income. Through careful design and coordination with your group plans, CCP's Disability Income Solutions allows executives to:

Protect bonus and commission earnings and income over maximum group limits
Offer more generous definitions and plan features
Provide guaranteed rates and benefits
Obtain lower rates and complete portability
Receive non-taxable disability benefits

Next - Why is Supplemental LTD Important?

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